Catalogue: Online Campus
Student Financial Planning Regulations

All charges for the entire semester are to be paid prior to the first class meeting unless satisfactory payment arrangements have been made.

Institutional Refund Policy
Students who officially withdraw from the University are entitled to refunds on the hemester tuition and fee charges according to the following policies.

• All refunds for charges to the student's account will be granted on the basis of the date on which written notification of the student's intentions was received in the Online Campus Office and the last date of attendance.
• The application fee is nonrefundable.
• The resource fee is fully refundable upon proper withdrawal procedures and return of undamaged books prior to the first class meeting.  Students will not receive a refund for texts returned after fourteen days from the withdrawal date.
• Upon written notification of withdrawal received in the Online Student Services Office prior to the first class meeting, a 100% refund for tuition will be given.
• Upon written notification of withdrawal received in the Online Student Office prior to the second class meeting, a 75% refund for tuition will be given.
• No refunds will be made for withdrawal after the second class meeting.
• Students admitted provisionally will be fully refunded only for courses not taken.
• A student who is dismissed for disciplinary reasons forfeits the right to a refund of any charges.

Students receiving federally funded Title IV financial assistance: If a student withdraws on or before the 60% point in time of the period of enrollment, calculated using calendar days, a portion of the total of Title IV funds awarded a student (Pell Grant, Supplemental Educational Opportunity Grant, Federal Perkins Loan, Federal Stafford Loan, Federal PLUS Loan, but not Federal Work Study) must be returned, according to the provisions of the Higher Education Amendments of 1998. The calculation of the return of these funds may result in the student owing a balance to the University and/or the federal government.

The refund to the Title IV programs must be returned in the following order:
(1) Federal unsubsidized Stafford Loan
(2) Federal subsidized Stafford Loan
(3) Federal Perkins Loan    
(4) Federal Plus Loan
(5) Federal Pell Grant
(6) Federal SEOG
The federal Title IV written refund policy and method of calculation is available in the financial aid office.

Other Financial Policies
Any Account balance due for any preceding session or term must be paid before a student will be enrolled for the succeeding session or term.  The Registrar is not permitted to transfer credits until all indebtedness to the University is paid.

A student will be allowed to graduate only after he/she has settled with the Student Financial Planning Office all his/her indebtedness to the University.

All charges for the entire session are to be paid prior to the first class meeting unless satisfactory payment arrangements have been made.  Students who are admitted to the University accept as contractual all the terms and regulations set forth in this catalogue and are liable for the payment of all charges and fees incurred during their time of instruction at the University. 

A student who has not made satisfactory arrangements with Student Financial Planning Office regarding his account may be administratively withdrawn from Belhaven University.

Expenses
Since economic conditions do fluctuate, Belhaven reserves the right to change its fee charges at the beginning of any program if such a change is necessary in the judgment of the board of trustees.  The support of Presbyterian churches, the earnings from endowment investments, and the gifts of alumni and other friends provide funds which enable the University to charge fees that are considerably less than the actual cost of instruction and other services provided.  

Online Tuition - http://online.belhaven.edu/college_tuition.htm

Special Fees (in addition to tuition)	$25
Application fee	$10
Academic Plan	$10
Graduation audit fee	$100
Incomplete charge/change grade fee	$25
Late graduation audit fee (additional fee)	$50
Letter of good standing	$7
Portfolio assessment fee	$150
Portfolio credit fee	$75/hour
Program change fee	$200
Resource fee	$45 per credit hour
Return check fee	$35
Transcript fee (per copy)	$10

NOTE: Belhaven University reserves the right to change the fees, rules, and calendar regulating admission and registration, instruction in, and graduation from the University, and to change any other regulations affecting the student body.  Changes go into effect whenever the proper authorities so determine and apply not only to prospective students but also to those who at that time are enrolled in the University.

Financial Aid
Belhaven University believes that no qualified student should be denied an education because of financial need.  Therefore, through a program of grants and loans, Belhaven University provides a comprehensive plan to assist students who establish a definite financial need and who qualify for financial aid.  Various payment plans are also available. 

Students should complete the following application procedures:

• Apply formally for admission through the office of admission, if not currently enrolled.
• Apply for Federal Student Financial Aid EACH YEAR by filing the Free Application for Federal Student Aid (FAFSA) on the Internet at www.fafsa.ed.gov.

IMPORTANT: Be sure to list Belhaven University as one of the colleges to receive the results of your evaluation. Our code number is 002397.

The financial aid programs are administered in accordance with the policies and procedures defining good standing and satisfactory progress toward a degree.

Satisfactory Academic Progress
Students at Belhaven University receiving Title IV federal funds are required by federal regulation to be making satisfactory academic progress at Belhaven.

1.             A student must pass a total of 18 minimum semester hours as an online student in an academic year period as a full-time student, a half-time student must pass nine hours in an academic year, and a three-quarter-time student must pass 14 hours in an academic year.  This standard applies to and includes semesters for which the student received NO AID.  A student must complete requirements for a degree within a maximum of six years or 12 semesters as a full-time student. 
2.             If a student fails to meet the above stated requirements, he/she will be considered to be making unsatisfactory progress and financial aid will be denied.  However, students have the following option:
Submit a written appeal to the director of student financial planning to explain any extenuating
circumstances. The appeal and documentation will be presented to the financial assistance committee. If the appeal is honored, the student must meet any specific requirements as determined by the committee.
3.             A student receiving financial aid who is placed on probation by the registrar at the end of a course will receive a letter from the student financial planning office specifying the effect on financial assistance if satisfactory academic progress requirements (as measured against quality points and credit hours required in an academic year) are not met within the probational period.

Resource Fees
A resource fee per course is required for the following materials/benefits/services:

• Books, course materials, lab supplies, DVDs, shipping and handling. 
• Library usage-Online periodicals, tutorials, extensive web page, inter library loans, and an 800 number for 8 + hours of availability for questions to be answered by Belhaven University librarians. 
• Student-Intranet availability from any location where there is internet access.
• Registrar access-provides view and print capability to course schedule, grades, and transcripts from Registrar's Office through IQ web.
• Turnitin.com subscription.
• Online course delivery software access for online classes.